Truist Bank received 2 granted patents this quarter, all in game mechanics.
The patents cover systems that restrict video game access when users fail to meet financial goals, employing mini-games as engagement tools to maintain user connection with their savings accounts. This approach ties gaming rewards to real-world saving behavior, creating a link between entertainment access and financial performance.
Two game mechanics patents describe systems that withhold video game access when users fall short of financial targets. The first patent uses mini-games as incentives to keep disengaged savers connected, granting exemptions from broader game restrictions either when users meet real-world financial conditions like making a deposit or after a time threshold passes. The second patent establishes a two-way connection between financial account activity and gaming permissions, where game deprivation rather than rewards serves as the behavioral motivator, flipping conventional gamification on its head.
All data sourced from USPTO patent filings. Google Patents may take several weeks to index recent publications. If a link is unavailable, search for the patent number at USPTO Patent Public Search.