Truist Bank

Both Game Mechanics patents explore the same core mechanism: tying a user's access to video games directly to their real-world financial behavior, so that missing a savings goal results in losing access to games rather than simply missing out on a reward. One patent describes a system where the restriction lifts only when the user satisfies a financial condition, such as making a deposit, and where a mini-game remains accessible even under broader restrictions, functioning as a way to keep disengaged users connected to their accounts. The other patent refines this approach by adding a time-elapsed threshold as an alternative trigger for the mini-game exemption, meaning a user can regain access to that limited experience either by meeting the financial requirement or simply by waiting out a set period.