Truist Bank holds 2 granted patents, all in game mechanics (2).
The patents cover systems that tie video game access to users' financial performance, restricting gameplay when savings goals are not met. Mini-games serve as engagement mechanisms designed to maintain user connection with their financial accounts and encourage real-world saving behavior.
Truist Bank's 2 game mechanics patents describe systems that lock users out of video games when they fail to meet savings targets, then use smaller mini-games as a conditional reward to pull them back in. One patent outlines the core mechanism: a Platforms monitors real-world bank account activity and restricts access to full games when financial goals are missed, but still allows mini-game play to maintain engagement. The second patent details the exemption logic itself, where mini-games become available either when a user completes a specific financial action like making a deposit or after a set period passes. Both patents flip conventional gamification on its head by withholding entertainment rather than offering rewards, treating game access as a privilege tied to financial discipline.
All data sourced from USPTO patent filings. Google Patents may take several weeks to index recent publications. If a link is unavailable, search for the patent number at USPTO Patent Public Search.