This category contains 2 granted patents, all from Truist Bank.
The patents describe systems that restrict access to video games when users fail to meet financial goals. Truist Bank's technology uses mini-games as incentives to maintain user engagement with savings accounts and encourage real-world saving behavior.
Truist Bank received 2 patents that create a two-way connection between financial account activity and video game access. Both systems restrict access to games when users miss savings targets, but carve out exemptions for mini-games that serve as engagement touchpoints. One patent allows these mini-game exemptions to be triggered either by completing a real-world financial action, such as making a deposit, or by waiting for a set time period to pass. The approach flips conventional gamification on its head by using game deprivation as the main behavioral prompt rather than offering rewards for good behavior.
All data sourced from USPTO patent filings. Google Patents may take several weeks to index recent publications. If a link is unavailable, search for the patent number at USPTO Patent Public Search.